Irene Lospenuso
SHIP
Irene Lospenuso, Director
52 Broadway, 17th Floor
New York, NY 10004
212.228.9060
The Supplemental Health Insurance program (SHIP) is a unique package of benefits developed by the Retired Teachers Chapter of the United Federation of Teachers (UFT-RTC) exclusively for its members. It provides a supplement to coverage available through city's regular health insurance providers and is activated only after those providers have paid their benefits.
SHIP is a low-cost program to coordinate with most health plans available to retirees of New York City systems. For a modest yearly fee, SHIP will supplement certain payments provided by your New York City health coverage up to a maximum lifetime benefit of $100,000/$10,000 for pre-existing conditions.
SHIP does not require a medical examination for enrollment, but does restrict coverages for pre-existing conditions.
