Identity Theft

Nov 29, 2007 4:00 PM

IDENTITY THEFT TEST

1. I receive several pre-approved credit offers every month. (1 point)
   I do not shred them before putting them in the trash. (2 points)

2. I receive several convenience checks in the mail )from credit card companies) every month. (1 point)
   I do not shred them before putting them in the trash. (2 points)

3. I carry my social security card in my wallet. (3 points)

4. I do not have a locked, secured mailbox or PO Box in which to recive mail. (1point)

5. I leave mail for pickup in an open box at work, clipped to a mailbox or in an unlocked box at my home. (2 points)

6. I carry a military ID or Medicare card in my wallet at all times. (1 point)

7. I do not crosscut shred banking and credit information when I throw it in the trash (2 points)

8. I provide my social security number whenever asked, with out asking how the information will be safeguarded or why it is necessary for them it to have it in the first place. (2 points)

9. I don’t check for people who might be listening when giving out information. (2 points)

10. My social security is publicly displayed or used at work or school (timecard, receipts, badges). (1 point for each violation)

11. I have my social security number or driver’s license number printed on my personal checks. (2 points)

12. I carry my insurance card in my wallet and either my social security number or that of my spouse is the ID#. (1 point)

13. I have not ordered a copy of my credit reports for at least 1 year. (2 points) It has been more than two years since I last ordered my credit reports. ( 1point)

14. I do not believe people would root around in my trash looking for credit or financial information. (1 point)

15. I am connected to the internet but do not have (or know if I have) firewall software. (2 points)

Subtract 1 point for each of the following positive steps:

1. I have opted out of marketing lists through my bank or at the 888-5OPT-OUT number. I keep an eye on my credit cards whenever they leave my hands to avoid skimming.

2. I do not respond to Internet scams and hang up on telephone solicitors.

3. I keep personal identifying information in a locked or protected area of my home, one that visitors cannot access

Each one of these questions represents a possible risk factor or protection against ID Theft.

SCORE

More than 20 points – you are at high risk. We recommend you purchase a paper shredder, become more security aware in document handling and start to question why people or companies need your personal data.

10-20 points – You understand identity theft crime trends but still have a way to go.

0-9 points – Congratulations. Keep up the good work and don’t let your guard down.