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  • Eligibility Rules
  • Enrolling and Updating Information
  • Coverage Rules
  • Coordination of Benefits (COB)
  • Special Coordination of Benefits (SCOB) Information
  • Forms and Claim Submission Information
  • General Questions and Answers
  • Miscellaneous Information

Important Information

FORMS HOTLINE: 212-539-0539

Who is covered?

You are eligible to be covered by the UFT Welfare Fund Benefits Plan for Retirees if all of the following criteria are met:

1. You retired after June 30, 1970; and

2. You are receiving a pension check from a retirement
system maintained by the City; and

3. You were covered by the UFT Welfare Fund immediately
prior to retirement of City employment; and

4. You are not currently employed by the City (or City related agency) or by the New York City Department of Education in a position that entitles you to Welfare Fund benefits.

Please Note: For those members that retired prior to July 1, 1970, please contact the Retired Teachers Chapter of the United Federation of Teachers (RTC-UFT) for further information.

Dependents - Dependents of eligible members as defined below are eligible for all benefits except the death benefit, disability and in some cases supplemental benefits.

1. Legally married husband or wife.

2. A ’domestic partner’, defined as any individual, eighteen years of age or older, who is not married or related by blood to the member in a manner that would bar marriage in the State of New York, who has a close and committed personal relationship with the member, who lives with the member and has been living with same on a continuous basis, and who, together with the member, has registered as a domestic partner of the member and has not terminated the domestic partnership. Members can obtain details concerning eligibility, enrollment and tax consequences from the New York City Office of Labor Relations Domestic Partnership Liaison Unit 212-306-7605.

3. Unmarried children under age 19 The term “children” for purposes of this and the following definitions, includes:

a. natural children;
b. children for whom a court has accepted a consent to adopt and for the support of whom a member has entered into an agreement;
c. children for whom a court of law has made a member legally responsible for support and maintenance;
d. children who live with a member in a regular parent/child relationship and are supported by the member.

The coverage termination date for children reaching age 19 will be the end of the month during which the child reaches age 19.

4. Unmarried dependent children age 19 to 23 who are full-time students. Unmarried dependent children between 19 and 23 who are full-time students at an accredited degree-granting educational institution. A “Dependent Student Certification Form” must be completed and submitted to the Fund each fall semester to confirm eligibility of student status. The form is available at the UFT Welfare Fund website www.uftwf.org or by calling the forms hotline at 212-539-0539. The termination date for student coverage will be the end of the calendar year (December 31st) of the student’s 23rd birthday, loss of full time student status, or graduation, whichever occurs first.

5. Unmarried children who cannot support themselves because of a mental illness, developmental disability, mental retardation, or physical handicap. If the disability occurred before the age at which coverage would otherwise terminate, and the dependent was covered by the City at that time, coverage will be continued, by submitting to the Fund the acceptance of the disability letter from your basic health carrier and a completed “Disabled Dependent Child Affidavit (DDCA)” form. The form is available at the UFT Welfare Fund website www.uftwf.org or by calling the forms hotline at 212-539-0539.
The following procedure must be followed:

a. Obtain a “Certificate of Disability” from your basic health carrier. Complete the form and mail it directly to your carrier. Your carrier will send you a letter confirming your dependent’s disability status.
b. Request a “Disabled Dependent Child Affidavit” (DDCA) from the Welfare Fund. The form is available at the UFT Welfare Fund website www.uftwf.org or by calling the forms hotline at 212-539-0539. Complete the Affidavit and return it to the Fund along with a copy of the approval letter from your carrier.