Introducing ROOF. Real Home Ownership Opportunities for Working Families. Countrywide Home Loans and the New York City Central Labor Council have joined forces to make homeownership easier and more affordable for qualified hardworking union families.

Members can choose from a powerful selection of below market priced home loans to fit most every need, including little or no down payment options. UFT members can take advantage of the following benefits.

• A $2,000 Federal Bank Grant eligible for certain properties
• No Application Fee
• 97% Financing with a 6% Sellers Concession
• An Up-Front Approval process to including a cost analysis to determine how much home you can afford
• Unemployment Protection including Payment Assistance available
• Homebuyer education and counseling at no cost
• Access and referral to down payment and closing cost assistance programs

Why Countrywide?

• Reverse Mortgages
• Co-op Loans
• Construction Financing
• SONYMA Loans Available
• FHA Loans Available
• VA Loans Available
• 3,6,9,12,24 Month Rate Locks Available
• Licensed in all 50 states
• Commercial Financing Available

Shaun Mirza, Private Mortgage Banker
1155 Avenue Of The Americas, 17th Floor
New York, NY 10036
(212) 508-2205 Direct
(866) 699-4864 Fax
(949) 689-5178 Cell
Shaun_Mirza@Countrywide.Com

• Save $1,000 on Your Closing Costs
• Discounted Interest Rates
• No Closing Cost on Home Equity Line of Credit
• Direct Lender with Faster Turn-around Times than other Companies
• Personal Service, Dedicated Loan Officers

Fixed-Rate Mortgages * Adjustable Mortgages* Special First-Time Homebuyers Program* Jumbo/Conforming Loans* Verification Loans* Foreign National Loans* Zero-Point Loans* Home Equity Lines * Interest-Only Loans* Up to 100% financing

GFI has 25 years of experience in the mortgage industry and GFI is currently one of the largest licensed home mortgage firms, funding $1 billion in mortgages annually. The company has mortgage branches located in New York, New Jersey, Florida, Connecticut, Pennsylvania and Maryland.

GFI’s highly trained mortgage professionals take a hands-on approach to every transaction, working directly with real estate brokers, developers, and attorneys for fast approvals, while conveniently providing in-house processing, underwriting and closing.

Contact:
Mark Kunen
Managing Director
Manhattan Residential Finance Division
GFI Mortgage Bankers Inc.
Phone: 212.837.4579
Cell: 347.992.6846
Email: mkunen@gficap.com