VIII. Your Money
How to Read Your Pay Stub
It’s important to check your pay stub to be sure you are getting
the correct salary with the proper deductions.
To verify that you are getting the right amount on each paycheck, look for
the words “REGULAR PAY” and multiply that number by 24 (the total
number of pay periods each year).
- That number should equal the gross amount you expect based on your years of service (salary step) and approved differentials.
- If you think this annual salary is incorrect, talk to your payroll secretary, then check with a salary rep in your UFT borough office.
Common Deduction Codes
Of course, the net salary on your check or pay stub reflects a lower amount than your gross salary. The DOE makes deductions for federal, state and local income taxes, Social Security taxes and other items.
Your pay stub will indicate the amount deducted for each item during that pay period and will also show you a cumulative total for the calendar year.
Here are some abbreviations for deductions that everyone will have on the pay stub:
Health insurance: If you enrolled in a cost-free health plan, the stub will say, for example, HIP or GHI, with no amount. If you are paying for additional benefits, there would be a charge; for example, the stub might say GHI-CBP.
Pension contribution: Look for TRS 414H to make sure you are enrolled in the Teachers’ Retirement System pension plan. This required deduction ends after 10 years of credited service.
UFT dues: Look for “UFT” followed by “–U.” (Without the “–U” you are not a member because you have not filed a union membership card. In that case, the deduction reflects an “agency fee” that, by state law, everyone protected by a contract must pay for representation. See your chapter leader if you need clarification or to sign a membership card.)
Optional Deductions and Codes
In addition, you can choose to have other deductions taken from your salary:
UFT COPE. This is a contribution you volunteered to make to support the union’s
lobbying and political action program. The code is UFT COPE.
Flexible Spending Account. Pre-tax deductions for dependent
care expenses and uncovered medical costs.
NYSUT insurance plans. You can opt to pay for certain benefits,
such as insurance against catastrophic illness, through our state affiliate,
NYSUT. Any options that you select from the NYSUT Member Benefits Trust will
show up on the pay stub as “UFT insurance.”
Tax-deferred annuity: Look for TRS TDA after you have enrolled.
TransitChek. City
employees can save on public transportation by participating in cost-saving
TransitChek. Employees can enroll, update and cancel their
participation through the DOE’s Payroll Employee Self-Service Application
Web site at https://payrollportal.nycboe.net/payrollportalweb/main.aspx.The pay stub code is TRBN.
How to Read the Salary Schedule
The UFT salary schedule allows you to earn more money — thousands of dollars more each year — as you spend more time on the job (in what are called steps) and as you earn more education credits (in what are called differentials).
- You will automatically get pay increases based on steps.
- You must apply for pay increases based on differentials.
- You may be entitled to more than one differential at a time. These combinations are shown in the top row of the salary schedule.
- Before applying for these differentials, speak to your chapter leader or to a salary expert at your UFT borough office.
Here’s how to read the salary schedule:
Steps: If you teach without interruption, you can move through the steps
at the rate of two steps per year. These are indicated along the vertical
axis of the schedule.
Differentials:Salary
differentials are granted for credits you earn beyond your bachelor’s
degree including CLEP exams. These are shown along the horizontal axis.
Here is a brief summary of the differentials:
C1: This is the basic salary for those who have only a bachelor’s degree.
C1+PD: This column applies only to teachers hired before 1970.
C2: This is called the first differential. It requires 30 credits beyond the bachelor’s degree requirement. These may be all excess undergraduate credits, all graduate credits, or a combination of both.
C2+ID: This column, the intermediate differential (ID), applies to people who have earned their first differential and in addition have 60 credits beyond the bachelor’s.
C2+PD: This is called the promotional differential or PD. It requires 36 credits in an approved subject matter area; those 36 credits may be undergraduate, graduate, or a combination. Generally speaking, you qualify when you get your master’s degree.
C2+ID+PD: This is for people who have met the requirements for the first differential, the intermediate differential and the promotional differential.
C6+PD: This is the second differential. It can be achieved in several ways:
- With a master’s degree plus another 30 credits that were taken after the date of your bachelor’s but not as part of your master’s credits. The credits can be from undergraduate or graduate courses.
- With professional development courses and/or activities approved by the chancellor.
- By getting National Board for Professional Teaching Standards certification.
Do you have prior experience?
• If you taught elsewhere or had work experience related to your license
area, you may qualify for a higher salary step.
• Check with your school’s UFT chapter leader or call a salary
rep at your UFT borough office for more information.
• You must apply for this credit. The DOE does not grant it automatically.
Next page (IX. How the School System is Organized)
Back to top
Previous page





