If you spend a lot of money each month on child care, or your out-of-pocket costs on health care are burdensome, you could save hundreds of dollars a year in federal and Social Security taxes by enrolling in the city’s Flexible Spending Accounts Program.

The program allows public school educators and other municipal employees to use pretax earnings to cover dependent care costs or medical expenses not covered by their health plan. The fall open-enrollment period is from Sept. 18 to Oct. 31, 2017, if you plan to enroll for Jan. 1, 2018.

For more information, see page 12S of the UFT Welfare Fund special pullout section inserted in this issue.

For more detailed information and to access enrollment claim forms, visit the following website, www.nyc.gov/fsa or call 212-306-7760.