You may be eligible for a loan from your pension fund account (Qualified Pension Plan or QPP) if:
- you are either an in-service member or on a leave of absence,
- you are not in default on an existing pension loan.
- as a Tier I or II member, you have at least three years of TRS membership service; OR
- as a Tier III, IV or VI member, you have at least one year of TRS credited service.
You may learn whether you are currently eligible to take a loan by logging in to the TRS website at www.trsnyc.org.