Mortgage Discounts

The following discounts are paid advertising. The appearance of these ads does not imply any endorsement by or connection with the United Federation of Teachers or NYSUT.

Paid advertising

ICC Mortgage Services

Union Assist Mortgage Program for First-Time Homebuyers and Current Homeowners

Federal Mortgage Program for Educators

The Mortgage Program may enable you to obtain a substantially lower interest rate than a conventional mortgage program. ICC Mortgage Services provides assistance for all types of mortgage transactions whether you are purchasing a new home, refinancing your current home, commercial lending, home equity lines of credit as well as many other specialized lending products. Since ICC Mortgage Services is a Direct Lender, we have the ability to make the credit decision on your loan which allows us to take special circumstances into account such as past credit problems that arose from extenuating circumstances.

Union Assist Program

  • No mortgage broker fees
  • No origination fees
  • No points
  • No processing fees
  • No underwriting fees

Purchasing: Superior interest rates, 100% financing available, and free pre-qualification

Refinancing: Save up to $1000 per month, consolidate debt, and lower your interest rate

ICC Mortgage Services offers many other lending programs other than Union Assist.

Visit for more information.

ICC Mortgage Services - Community Lending Division
1600 Stewart Avenue, Suite 404
Westbury, New York  11590

For questions or concerns contact:

UFT/NYSUT Liaison: Jason Rappaport
800-500-6323 or via: e-mail at

Paid advertising

Union Plus

“Learn more about benefits available through the Union Plus Mortgage program”

Wells Fargo Home Mortgage

Click here to contact your local Union Plus Mortgage specialist

Robert Bisberg
NMLSR ID 422745

Loan Depot logo

Dan Moschetti NMLS #420643
Mortgage Loan Originator
Direct: 845-269-3700
Cell: 845-222-9844
Fax: 845-675-5076

520 White Plains Road
Tarrytown, NY 10591

Ann Marie Manfredi NMLS #58811

Mortgage Loan Originator
Direct: 914-586-1139
Mobile: 845-406-5218

loanDepot LLC
387 South Main Street, New City, NY 10956

Lifetime loanDepot Guarantee

loanDepot, LLC operates local branches across the nation offering a dynamic suite of lending products and programs for purchase and refinance transactions. Central to the Company’s success is its relationship-driven, referral-based lending platform and commitment to delivering a wide array of competitively priced loan products such as SONYMA, condo and co-op financing, renovation programs, jumbo loans and more. We work with each of our clients one-on-one to identify the products and services best suited to meet their financial needs. To learn more about our products, click here!

When you fund your home loan with loanDepot, you are automatically protected by our Lifetime loanDepot Guarantee¹. If the opportunity arises and you decide to refinance for any reason including cash-out, pay off debt or home improvements, loanDepot will waive all lender fees and reimburse appraisal fees on your refinance!

loanDepot Lifetime Guarantee: Refinancing is conditional on whether the program type or applicable state/federal laws contain “seasoning” restrictions that would make refinancing during a specific period legal. For example, waiting until after the 12th month may be required. This may not be redeemed within 180 days of the Date Issued. Your loan approval for the future refinance is not guaranteed. You must fully qualify for the selected refinance and meet all the requirements of the loan program you select at the time you apply for the refinance. The appraised value of your home for the future refinance is not guaranteed. There must be a full appraisal of your home when the new refinance is requested and the value at that time must be acceptable for the program and loan terms you request. Appraisal fees will be reimbursed at the closing of the refinance transaction. The interest rate for the future refinance is not guaranteed. You will have to qualify for the loan requested and will be quoted the interest rates in effect at the time of your next refinance. This program is only available to applicants who closed their previous loan with loanDepot and received a "loanDepot Lifetime Guarantee" certificate. Certificate must be presented in order to qualify for program. Future application must be made directly to loanDepot via the website or via telephone (888-263-1435) This document is non-transferable., LLC. 102 Elm Street, Walpole, MA 02081. All rights reserved. NMLS #174457 ( Licensed Mortgage Banker – New York State Department of Financial Services d/b/a, LLC. For more licensing, please visit

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