NYSUT Member Benefits

UFT members are also considered members of our state affiliate, New York State United Teachers. As NYSUT members, they have access to a variety of endorsed insurance, financial, legal and discount programs through NYSUT Member Benefits. The links below provide details about each item listed.

For more information, applications or brochures about any of these endorsed programs and services, please contact NYSUT Member Benefits at 800-626-8101 or visit their website.

You're also entitled to AFT member benefits and UFT educator benefits.

Term Life Insurance

Members and their lawful spouses (or certified domestic partners) under age 85 may apply. The program offers up to $1 million of group-rated term life insurance for applicants up to age 65. One low premium covers all of your dependent children under the age of 23. An accelerated death benefit is available for those who are insured and are terminally ill, up to age 70.

Level Term Life Insurance

Terms are available for 10-year, 15-year and 20-year periods. You or your spouse or certified domestic partner can apply for coverage up to $1 million. Your age determines the length of coverage that you may apply for under the coverage. Applicants must be under age 55 to be eligible for the 20-year plan, under age 60 for the 15-year plan and under age 65 for the 10-year plan.

WrapPlan® II Universal Life Insurance

This program allows you to purchase life insurance coverage that increases as your term life coverage decreases or terminates.

Personal Property & Liability Insurance

Automobile, homeowners/renters, boat, personal excess liability and other insurance policies are provided at competitive rates. Various discounts are available.

Disability Insurance

Protect your most valuable asset — your income — with this plan. You can apply for coverage up to $5,000 per month, depending on your salary.

Legal Service Plan

You and your family are guaranteed expert legal assistance at discounted rates. Optional riders for Business Protection and Elder Law services can be purchased to provide additional legal coverage.

Free Accidental Death & Dismemberment (AD&D) Insurance

Members and agency fee payers are insured for up to $1,500 in the event of death or dismemberment caused by accidental injuries. This coverage is provided without cost to the insured and is continuous as long as membership or agency fee payer status is maintained.

Other endorsed plans available include:

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