On your QPP retirement application, you must decide how your TDA funds will be distributed. You may receive your TDA funds as an annuity separate from your QPP retirement allowance. You may instead elect TDA Deferral status, and thereby defer distribution of your TDA funds past the initial payability date of your QPP retirement allowance. A third choice is to make a Direct Withdrawal, Direct Rollover, or Direct Transfer of all or part of your TDA funds; if you make a partial withdrawal, you may annuitize or defer your balance. For more information, please see the TDA Options at Retirement brochure.
You should not make a decision without first discussing these options with a UFT pension consultant.