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Secure your future

Designating your beneficiaries

Why it's important to designate beneficiaries, keep your beneficiary designations current after life-changing events and ensure the latest contact information for your beneficiaries is on file with your pension system.


Your pension options

Learn about your pension benefit distribution options.

Your retirement timeline

Whether you are a new member, in mid-career or close to retirement, here are steps you can take to learn about your pension benefits and stay on track as you progress down the road to a financially secure retirement.

Retirement fund loans

One of the many benefits provided by the Teachers’ Retirement System (TRS) and the Board of Education Retirement System (BERS) is the ability to borrow against your Qualified Pension Plan and your Tax-Deferred Annuity (TDA) savings.

Purchasing prior service credit

Were you a New York City or New York State employee or did you work as a substitute teacher or serve in the military before joining the Teachers’ Retirement System? If so, you may have the option to buy service credit.


Retiring soon?

If you are planning to retire in the next year or two, now is the time to start preparing. It may seem early, but trust us, it’s not. 
The UFT Pension Department is here for you to assist in your transition to retirement.