Secure your future
All about your pension benefits
UFT members are among the rare 20% of US workers entitled to a traditional pension. The defined-benefit pension enjoyed by UFT members is the gold standard of retirement plans, guaranteeing the same amount each month throughout one’s retirement. Learn all about the pension benefits protected as a result of yearslong advocacy by the UFT.
Designating your beneficiaries
Why it's important to designate beneficiaries, keep your beneficiary designations current after life-changing events and ensure the latest contact information for your beneficiaries is on file with your pension system.
Your retirement timeline
Whether you are a new member, in mid-career or close to retirement, here are steps you can take to learn about your pension benefits and stay on track as you progress down the road to a financially secure retirement.
Retirement fund loans
One of the many benefits provided by the Teachers’ Retirement System (TRS) and the Board of Education Retirement System (BERS) is the ability to borrow against your Qualified Pension Plan and your Tax-Deferred Annuity (TDA) savings.
Purchasing prior service credit
Were you a New York City or New York State employee or did you work as a substitute teacher or serve in the military before joining the Teachers’ Retirement System? If so, you may have the option to buy service credit.