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Health Benefits

UFT Welfare Fund offices are open

The UFT Welfare Fund is open with full services, and our health benefit representatives are here to assist you during our office hours of Monday through Friday from 10 a.m. to 6 p.m. If you require assistance, please call our main number at 212-539-0500. To request a health benefits form, please call our hotline at 212-539-0539.

You can also use the following email addresses to contact the Welfare Fund:

Should you require immediate assistance with a prescription drug issue outside of office hours, please call Express Scripts at 800-723-9182.

Manage your benefits

The Red Apple

Learn about the health benefits available to you and your family in the updated edition of the Red Apple.

Which health plan is right for you?

As a UFT member, you have a comprehensive health benefits package with a range of city health plans to choose from.

Compare city health plans

New and noteworthy

Optical benefits

Easier access to your optical benefits

The UFT Welfare Fund has introduced a new digital process for providing your free or discounted eye exams, eyeglasses or contact lenses. Now, a quick three-step online process at will provide access to your optical benefits without the need for paper certificates. 

Frequently Asked Questions

A list of the most commonly asked questions.
Why does the UFT Welfare Fund death benefit decrease with a member’s age?

The death benefit was designed to provide a benefit to the beneficiaries of in-service UFT members. Younger members have not had the time to accumulate money in their retirement accounts and therefore, the highest amount paid is to the beneficiary of our youngest members.

How does a beneficiary file a death claim with the Welfare Fund?

A family member or beneficiary must submit a Welfare Fund Death Benefit Notification Form (available by calling the Fund’s Death Benefit Unit) along with a certified or original death certificate and the member’s original or certified birth certificate to the Welfare Fund. After verification of the information, the Fund will contact the beneficiary(ies) and process the claim payment.

Where can I go for my dental procedures?

You have options on how to receive your dental care. The best option is a UFT Welfare Fund participating dentist. However, you can choose any non-participating dentist. Provider listings are available on the dental benefits page if you belong to the Scheduled Benefit Plan. 

How much will my dental care cost?

A Dental Schedule on the UFT Welfare Fund website displays the charges and reimbursements for most procedures. If you use a participating dentist, the procedures in black are free while those in red require a co-payment. If you choose a non-participating dentist, the amount you will be reimbursed is listed.

Will I have to wait for a reimbursement after I visit a dentist?

If you see a participating dentist and authorize the dentist to be paid directly by CIGNA, there will not be a reimbursement to you. If you use a non-participating dentist, your claim will be processed and a reimbursement will be sent to you.