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Secure Your Future

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UFT pension services

The UFT Pension Department offers an array of services to inform members of their retirement benefits and help them prepare for retirement.

In sickness and in death

In sickness and in death

It’s always a good idea to speak with your family about what to do in the event of a debilitating illness or death. Here is a list of topics to discuss with your family and the legal documents you should have. Let trusted family members know where you keep these documents.

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Your TDA options at retirement

When you retire, you have three choices for handling your money in your Tax-Deferred Annuity: 1) Defer; 2) Convert your TDA into a monthly annuity; or 3) Withdraw all the funds. Most TRS and BERS members elect TDA deferral status.
Pension options

Your pension options

As a member of TRS or BERS, you have options for the distribution of your retirement allowance under the Qualified Pension Plan. As with other major financial decisions, the choice depends on your situation and your finances at retirement.

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History of the UFT pension plan

New pension plan tiers come into existence when the state Legislature enacts new laws that change benefits, contribution rates and service requirements. But a pension tier is never set in amber. Over the past 40 years, legislative amendments to each pension tier narrate a tale of continuous advocacy by the UFT, NYSUT and other public employee unions.



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Tax-deferred annuity can boost retirement income

If you are a member of TRS or BERS, you have a voluntary, supplemental savings plan in addition to your define benefit pension. This savings plan with low fees allows you to build personal savings on a tax-deferred basis.