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Secure Your Future

Your TDA options at retirement

More than 120,000 in-service members and retirees participate in the UFT’s Tax-Deferred Annuity program. When you retire, you have three choices for handling your money in your TDA. Learn about all your options in this month's Secure Your Future.

Your pension options

Learn about your pension benefit distribution options.

TDA, Roth contribution limits for ’26

The IRS has announced the amount employees can contribute to their tax-deferred annuities and Roth accounts for 2026.

Your retirement timeline

Whether you are a new member, in mid-career or close to retirement, here are steps you can take to learn about your pension benefits and stay on track as you progress down the road to a financially secure retirement.

TRS’ Roth option enrollment opens

In-service TRS members can start to contribute to a Roth account in January 2026. A Roth option offers no upfront tax break, but withdrawals in retirement are generally tax-free.

BERS to TRS transfer form due Dec. 10

UFT members who have requested to transfer from the Board of Education Retirement System to the Teachers’ Retirement System must complete and notarize a key form by Dec. 10 for their transfer to be finalized.