Secure Your Future
TRS’ Roth option enrollment opens
In-service TRS members can start to contribute to a Roth account in January 2026. A Roth option offers no upfront tax break, but withdrawals in retirement are generally tax-free.
BERS to TRS transfer form due Dec. 10
UFT members who have requested to transfer from the Board of Education Retirement System to the Teachers’ Retirement System must complete and notarize a key form by Dec. 10 for their transfer to be finalized.
TRS’ new Roth option
The Teachers’ Retirement System introduced a Roth option in addition to its Tax-Deferred Annuity Program starting in 2026. Learn about this new opportunity to save for retirement.
BERS to TRS transfers
UFT members who are currently enrolled in the Board of Education Retirement System have the option to transfer into the Teachers’ Retirement System, under a new state law signed by the governor.
Retirement fund loans
One of the many benefits provided by the Teachers’ Retirement System (TRS) and the Board of Education Retirement System (BERS) is the ability to borrow against your Qualified Pension Plan and your Tax-Deferred Annuity (TDA) savings.
Purchasing prior service credit
Were you a New York City or New York State employee or did you work as a substitute teacher or serve in the military before joining the Teachers’ Retirement System? If so, you may have the option to buy service credit.