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Secure Your Future

TDA, Roth contribution limits for ’26

New York Teacher

The IRS has announced the total amount that employees can contribute to their tax-deferred annuity and/or Roth accounts in the 2026 calendar year.

If you are under age 50, the maximum amount you can contribute to your TDA and/or Roth in 2026 is $24,500. If you are in your 50s, you can contribute up to $32,500. If you are age 60 to 63, you can contribute $35,750. If you are 64 or older, you can contribute up to $32,500.