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Does COBRA cover all my health benefits? What is the difference between City and Welfare Fund COBRA?
COBRA is the federal law that enables you to purchase continuation of coverage when you lose eligibility for health coverage. Most UFT members have health coverage from two separate sources: the New York City Health Plan for medical/hospital benefits...
What is the qualifying event date that is requested on the COBRA application?
The qualifying event date is the start date of your COBRA coverage. Under the COBRA rules, there can be no gap between when active coverage ends and COBRA coverage starts. Therefore, whether for yourself or a dependent, the qualifying event date...
How much can I get reimbursed for a hearing aid?
As of March 1, 2025, the UFT Welfare Fund will reimburse a maximum of $4,000, which can be used once every three years, counted from your last day of service. If you use a preferred provider, you can receive at least a 25 percent discount on your...
Contacts for UFT retirees
See contact information pertinent to UFT Retirees.
Does the UFT Welfare Fund provide a benefit for the purchase of hearing aids?
Yes, the Welfare Fund provides a hearing aid benefit which issues a reimbursement up to a maximum of $4,000 every three years (counted from the date of your last service) for members and their dependents. You can use the Welfare Fund’s panel or...
What is the UFT Welfare Fund Health and Cancer Helpline?
The Helpline is a free, confidential support service dedicated to helping individuals and families dealing with medical and behavioral health illnesses.
How do I contact the Health and Cancer Helpline?
Please call the Health and Cancer Helpline at 212-539-0515 and ask to speak with a Health and Cancer Helpline social worker.
Is my information and communication with the Helpline confidential?
All communication with the Helpline is confidential and private.
Does the Health & Cancer Helpline assist only in-service members?
The Helpline is available to assist in-service members and retirees as well as their dependents.
Can I add my grandchild to my UFT Welfare Fund benefits?
Yes. A child who is living with and financially dependent on a grandparent is eligible for coverage. You’ll need to submit a Change of Status form and a Dependent Child Affidavit, or request these forms from the Forms Hotline at 212-539-0539.
I have just returned to work after four years of leave of absence from the DOE. Do I need to complete a new enrollment form for Welfare Fund benefits?
Yes. Any member returning from a leave of absence of 18 months or more must complete a new enrollment. You can see your chapter leader for an enrollment form or call the Forms Hotline. Your school secretary must also file a pending payroll...
I have two children ages 24 and 28. Can I add them to my UFT Welfare Fund coverage?
Yes. Dependent children up to age 26 can be enrolled in the Welfare Fund at no cost. Use the Welfare Fund's online Update Your Information (Change of Status) form to enroll a dependent under age 26. Also, young adults ages 26-29 can be enrolled in...
I enrolled in the UFT Welfare Fund about a week ago but have not received my drug card. Now I have to fill a prescription. What should I do?
You can buy the prescription drug you need now. Once you receive the card, submit an original receipt to the Fund for reimbursement. Use the Drug Reimbursement Form for in-service members or call the Forms Hotline at 212-539-0539 to receive them by...
I am a new UFT member and have enrolled online in the UFT Welfare Fund. When will my benefits become available?
Once you’ve enrolled and the Fund receives confirmation from your school that you are on staff, your benefits are available from your first day of employment, but you must enroll first.
I was injured on the job and am on Injury in the Line of Duty (ILOD) status. Am I eligible for disability benefits now?
No. However, if the DOE declines your ILOD status and you believe you are still disabled, you can submit a Welfare Fund Disability application with a copy of the ILOD decision and a DOE leave of absence approval.
Do I automatically qualify for six weeks (8 weeks for a C-section) of disability after having a baby?
No, these are the limits for routine pregnancies. There are many variables that could affect the duration of maternity benefits. You should always apply and UFT Welfare Fund representatives will review your options with you.
Is there a waiting period before disability benefits begin?
Yes. For pedagogues, there is a 28-day unpaid waiting period after your sick bank is exhausted and you have been removed from the DOE payroll. For non-pedagogical employees and paraprofessionals, there is a 14-day unpaid waiting period which begins...
How long can I collect disability benefits from the Welfare Fund?
The maximum is 52 weeks based on an individual claim.
How much is the UFT Welfare Fund disability benefit?
As of Nov. 1, 2024, teachers and other pedagogues approved for this benefit receive $575 a week for up to 52 weeks, while paraprofessionals and other groups in the same salary range receive $475 per week for up to 52 weeks. Learn more about...
Does CIGNA cover general anesthesia?
Anesthesia is covered only if you are having surgery, like a tooth extraction.
CIGNA rejected my claim for a tooth extraction. Why?
If your tooth was impacted, it is considered a medical condition and therefore, the charge must be submitted to your health insurance provider. You may submit any unpaid balance to CIGNA with a copy of the explanation of benefits from your health...
How often can I have crowns and dental prostheses replaced?
Crowns, bridges and dentures can be replaced after five years.
I was billed more than the standard $150 co-payment for a crown. Why?
The $150 co-payment is for a plain metal crown. If you and your dentist agree to use a precious metal crown, there will be additional cost to you.
How often can I get cleaning and routine dental exams?
Cleaning for adults is covered every three months. Exams are covered every six months (if using a participating dentist, there is a $15 co-payment).
Will I have to wait for a reimbursement after I visit a dentist?
If you see a participating dentist and authorize the dentist to be paid directly by CIGNA, there will not be a reimbursement to you. If you use a non-participating dentist, your claim will be processed and a reimbursement will be sent to you.
How much will my dental care cost?
A Dental Schedule on the UFT Welfare Fund website displays the charges and reimbursements for most procedures. If you use a participating dentist, the procedures in black are free while those in red require a co-payment. If you choose a non...
Where can I go for my dental procedures?
You have options on how to receive your dental care. If you are enrolled in the Scheduled Benefit dental plan, the best choice would be a UFT Welfare Fund participating dentist. However, you can choose any non-participating dentist. See more...
How does a beneficiary file a death claim with the Welfare Fund?
A family member or beneficiary must submit a Welfare Fund Death Benefit Notification Form (available by calling the Fund’s Death Benefit Unit) along with a certified or original death certificate to the Welfare Fund. After verification of the...
School safety planning
We assist educators in developing school safety plans.
Important pension links
See links related to pension and retirement.
About the RTC
The Retired Teachers Chapter is a dynamic organization of over 67,000 members shaped by political activism and committed to protecting and improving retiree benefits — considered the nation’s best among public school teachers. Its vast and varied...
Pension for regular subs and part-time adult ed teachers
All part-timers (and regular subs are considered part-timers) adult ed teachers who work fewer then 30 hours per week, and any other member who can't join the Teacher' Retirement System (TRS) have the option of joining the Board of Education...
Pension for paraprofessionals
Pension and TRS membership for paraprofessionals
School Nurse salary schedule (2022–27)
This group shares its bargaining unit with Audiologists and Supervisors of Nurses & Therapists.
Course catalog terms & conditions
See the terms and conditions related to UFT online courses.