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What is COBRA?

COBRA is an acronym for federal legislation that enables eligible employees and their dependents who lost their health insurance plans due to a qualifying event to continue their coverage at their own expense for a period of time.

What to do when a retiree dies

See this list of important steps to take when a retiree passes away.

What is the qualifying event date that is requested on the COBRA application?

The qualifying event date is the start date of your COBRA coverage. Under the COBRA rules, there can be no gap between when active coverage ends and COBRA coverage starts. Therefore, whether for yourself or a dependent, the qualifying event date...

Does COBRA cover all my health benefits? What is the difference between City and Welfare Fund COBRA?

COBRA is the federal law that enables you to purchase continuation of coverage when you lose eligibility for health coverage. Most UFT members have health coverage from two separate sources: the New York City Health Plan for medical/hospital benefits...

If I am on a covered leave, at what point do I need to purchase COBRA coverage?

The Welfare Fund provides up to three months of coverage for members on FMLA Leave, up to four months for Maternity Leave, up to six months for Child Care Leave and up to 12 months for Restoration of Health Leave. COBRA coverage for up to 36 months...

Can my dependent purchase coverage after his/her COBRA expires?

When a dependent child's COBRA coverage expires, he or she may be eligible to purchase Age 29 Young Adult Coverage. As long as both the member and dependent maintain their eligibility. This benefit will continue until the end of the month of the...

For what reason (qualifying event) can I purchase COBRA coverage?

The following are qualifying events for COBRA coverage: A member (and dependents) who has lost coverage due to: termination of employment leave of absence end of a covered leave retirement and deferred retirement. A spouse/dependent who has lost...

How long can I be covered under COBRA?

Certain COBRA events allow for up to 18 months of coverage while other events allow for up to 36 months of coverage. COBRA coverage combined with the UFT Welfare Fund Extension of Continuation of Coverage benefit provides all COBRA events with up to...