The federal SECURE Act 2.0 has raised the age at which individuals must begin taking required minimum distributions (RMDs) from their retirement accounts to 73, as of January 2023. The RMD age has increased to 73 for people who turn age 72 after 2022 and age 73 before 2033. For people who turn age 74 after 2032, the RMD age will be 75.
The SECURE 1.0 Act in 2019 increased the RMD age to 72 (for people born on or after July 1, 1949). Prior to the SECURE Act 1.0, the RMD age was 70 1⁄2.
See more information about important rules, dates and benchmarks related to RMDs.