Learn about your pension benefit distribution options.

Whether you are a new member, in mid-career or close to retirement, here are steps you can take to learn about your pension benefits and stay on track as you progress down the road to a financially secure retirement.

One of the many benefits provided by the Teachers’ Retirement System (TRS) and the Board of Education Retirement System (BERS) is the ability to borrow against your Qualified Pension Plan and your Tax-Deferred Annuity (TDA) savings.

Were you a New York City or New York State employee or did you work as a substitute teacher or serve in the military before joining the Teachers’ Retirement System? If so, you may have the option to buy service credit.


If you are planning to retire in the next year or two, now is the time to start preparing. It may seem early, but trust us, it’s not. 
The UFT Pension Department is here for you to assist in your transition to retirement.