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How do I enroll in the retirement system?
If you are an appointed teacher, paraprofessional or other pedagogue in a city public school, the Teachers Retirement System (TRS) will send you a welcome letter explaining the online enrollment procedure. Most others, including nurses, therapists...
Are substitute and per-diem teachers eligible for pensions?
Substitutes and per diem teachers cannot join the Teachers’ Retirement System, but they may be eligible for pension coverage with the Board of Education Retirement System (BERS). Contact BERS at 65 Court Street, Brooklyn, New York 11201, or call 929...
I work for a charter school. Will I get a pension?
Not necessarily. Charter schools each decide what retirement benefits they will offer. They do not automatically provide pension coverage through the New York City Teachers’ Retirement System. However, they may opt to do so.
Can paraprofessionals join the retirement system?
Yes. The Paraprofessional Bill was signed by the Governor on Oct. 29, 2021, and paraprofessionals in the following titles are now automatically members of TRS: Auxiliary Trainer; Bilingual Professional Assistant; Educational Assistant; Educational...
Do I have to be a member of the retirement system?
That depends on your job. If you are an appointed teacher, paraprofessional or other pedagogue in a city public school, you automatically become a member of the Teachers’ Retirement System (TRS), which provides your pension. Your contributions to...
What forms do I need to file for injury in the line of duty?
For specific steps to take and forms to complete, visit the Line of Duty Injury section of the UFT website. The DOE’s Comprehensive Injury/Accident Report, including a description of the accident/incident and witness statements, must be filled out in...
I didn’t notify my administrator within 24 business hours of my injury. Is it too late to file a claim for a Line of Duty Injury?
If you miss the deadline because you are hurt or have other extenuating circumstances, report it as soon as possible and apply for the Line of Duty Injury on SOLAS. Speak to your UFT chapter leader or district representative if you think there may be...
Do I have to go to the DOE Medical Division if I am the victim of a line of duty injury?
On rare occasions, the DOE will request you to come in for a medical evaluation. Unless you hear from them, there is no need for you to contact them.
Are married members required to designate their spouse as their beneficiary?
No. They may designate someone else if they choose.
Do my per session earnings count toward my final average salary?
Yes, if they are earned during the year(s) that are included in calculating your final average salary, although certain caps may apply. The UFT won this important benefit in a landmark lawsuit against the city.
Is the amount of my pension guaranteed?
Yes, the type of pension plan that covers UFT members is called a defined benefit plan because the amount of your annual pension payments is defined by law and guaranteed by the state government for as long as you live.
Why is the pension number box on my paystub blank?
If you are an appointed teacher, the box may be blank because you have not filed an enrollment application or (if you have) because your application is still being processed. If you are not an appointed teacher and have not filed an enrollment...
Can I change my pension tier?
You may qualify for a different tier if you switched tiers during a tier change period, or if you transferred your membership to TRS from another eligible retirement system. In addition, you can apply for reinstatement to your previous status if you...
My spouse and I participate in a Medicare Part D drug plan. If either or both of us hit the catastrophic portion of this coverage, can we submit a claim for reimbursement to the UFT Welfare Fund?
Yes, you and your spouse are both eligible for reimbursement of your catastrophic co-payments under your Medicare Part D coverage. Each of you individually has to reach the annual catastrophic limit; your totals cannot be combined. Claims must be...
I had surgery and now I am being billed for the anesthesia because HIP rejected the claim. Can I file with the Fund for payment?
Yes, the Welfare Fund pays 80 percent of reasonable and customary charges when the benefit is not covered by HIP PRIME for in-service members. To file for payment, you need to complete a Welfare Fund anesthesia claim form and attach an itemized paid...
I just purchased a prescription appliance and HIP rejected the claim. Can I submit this claim to the UFT Welfare Fund?
Yes, the Welfare Fund will reimburse for certain covered appliances for in-service members that meet our medical advisor’s and HIP guidelines. The benefit pays 80 percent of reasonable and customary charges after a $25 annual deductible per person.
Is there a cap on the Welfare Fund reimbursement for prescription appliances for HIP subscribers?
Yes, this benefit is capped at $1,500 a year and $3,000 for a lifetime.
I am a GHI subscriber and I need some medical equipment (known as durable medical equipment). Can I file for reimbursement with the UFT Welfare Fund?
First, submit your claim to GHI for reimbursement. If GHI reimburses you minus the $100 deductible, in-service members can then submit a completed Welfare Fund GHI DME deductible reimbursement form, along with the GHI explanation of benefits to the...
How does the mail order program work for prescription medications?
Maintenance medications (those taken regularly over an extended period) cannot be filled in monthly quantities after they have been filled three (3) times (original prescription plus two (2) refills), regardless of the number of refills indicated on...
Why isn’t my diabetes drug covered?
It is covered, but not by the Welfare Fund. By state law, health plans cover diabetes drugs and ancillary devices. Please call your health plan for details.
How can I get reimbursed for medication I bought when I was on vacation?
You may submit a Prescription Drug Reimbursement Form (also available by calling our Forms Hotline at 212-539-0539) with a copy of the paid pharmacy receipt, indicating the patient name, drug name, dosage and quantity.
What is the Cost Care Program?
When the Fund pays out in excess of $1,200 for 12 months from December through November for an individual member or family (or $2,400 for SCOB – a member with a spouse/domestic partner who is also an in-service member), the member is placed in the...
Are contact lenses covered under the optical plan?
Yes, the Fund will pay for contact lenses as per the fee schedule, but not in addition to glasses.
If I am married to another UFT member, do I get additional optical benefits?
Members and their spouse/ domestic partner who are also members are entitled to special coordination of benefits (SCOB). This entitles each eligible family member, upon request at the same time for two (2) covered services, one (1) service under each...
If I get an eye exam but will not be getting glasses, should I use my optical benefits at this time?
We suggest that you use your optical benefits only for full services, which include glasses or contacts along with an eye exam. If you use your benefits and only get the exam we will pay $20 toward an exam fee, but you will be deemed to have used the...
Can I go to an optician not listed on the UFT Welfare Fund panel?
Yes, however it is to your advantage to use a participating provider. First, you can take advantage of additional discounts our panelists provide. Second, if you have a problem, the UFT Welfare Fund will help resolve any issues. If you use a non...
How do I obtain the UFT Welfare Fund optical benefit?
First, you need to confirm your eligibility for benefits, then (if eligible) obtain services from a provider. You and your covered family members are entitled to an eye exam, and eyeglasses or contact lenses once every year. You can check your...
What is included in the UFT Welfare Fund optical benefit?
The benefit includes a complete pair of eyeglasses or contact lenses and, if necessary, a basic eye exam.
If I get an evaluation but choose not to get hearing aids, should I use the certificate?
We suggest that you use the certificate only for a full service, including the hearing aid. If you use the certificate and only get the evaluation, we will pay the evaluation fee, but you will be deemed to have used the entire $4,000 benefit and you...
Can I use any hearing aid provider?
Yes, but there are benefits to using a panel provider. Besides the discounts offered, the Fund requires our panelists to have a licensed audiologist at their facility to ensure quality service.
My spouse and I are both UFT members, can we get double coverage for hearing aids?
Yes, you can ask for a validated certificate under your own name and another one as a dependent of your spouse.
What is COBRA?
COBRA is an acronym for federal legislation that enables eligible employees and their dependents who lost their health insurance plans due to a qualifying event to continue their coverage at their own expense for a period of time.
How long can I be covered under COBRA?
Certain COBRA events allow for up to 18 months of coverage while other events allow for up to 36 months of coverage. COBRA coverage combined with the UFT Welfare Fund Extension of Continuation of Coverage benefit provides all COBRA events with up to...
For what reason (qualifying event) can I purchase COBRA coverage?
The following are qualifying events for COBRA coverage: A member (and dependents) who has lost coverage due to: termination of employment leave of absence end of a covered leave retirement and deferred retirement. A spouse/dependent who has lost...
Can my dependent purchase coverage after his/her COBRA expires?
When a dependent child's COBRA coverage expires, he or she may be eligible to purchase Age 29 Young Adult Coverage. As long as both the member and dependent maintain their eligibility. This benefit will continue until the end of the month of the...
If I am on a covered leave, at what point do I need to purchase COBRA coverage?
The Welfare Fund provides up to three months of coverage for members on FMLA Leave, up to four months for Maternity Leave, up to six months for Child Care Leave and up to 12 months for Restoration of Health Leave. COBRA coverage for up to 36 months...