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How often can I have crowns and dental prostheses replaced?

Crowns, bridges and dentures can be replaced after five years.

I was billed more than the standard $150 co-payment for a crown. Why?

The $150 co-payment is for a plain metal crown. If you and your dentist agree to use a precious metal crown, there will be additional cost to you.

How often can I get cleaning and routine dental exams?

Cleaning for adults is covered every three months. Exams are covered every six months (if using a participating dentist, there is a $15 co-payment).

Will I have to wait for a reimbursement after I visit a dentist?

If you see a participating dentist and authorize the dentist to be paid directly by CIGNA, there will not be a reimbursement to you. If you use a non-participating dentist, your claim will be processed and a reimbursement will be sent to you.

How much will my dental care cost?

A Dental Schedule on the UFT Welfare Fund website displays the charges and reimbursements for most procedures. If you use a participating dentist, the procedures in black are free while those in red require a co-payment. If you choose a non...

Where can I go for my dental procedures?

You have options on how to receive your dental care. If you are enrolled in the Scheduled Benefit dental plan, the best choice would be a UFT Welfare Fund participating dentist . However, you can choose any non-participating dentist. See more...

How does a beneficiary file a death claim with the Welfare Fund?

A family member or beneficiary must submit a Welfare Fund Death Benefit Notification Form (available by calling the Fund’s Death Benefit Unit) along with a certified or original death certificate and the member’s original or certified birth...

Why does the UFT Welfare Fund death benefit decrease with a member’s age?

The death benefit was designed to provide a benefit to the beneficiaries of in-service UFT members. Younger members have not had the time to accumulate money in their retirement accounts and therefore, the highest amount paid is to the beneficiary of...

What is the qualifying event date that is requested on the COBRA application?

The qualifying event date is the start date of your COBRA coverage. Under the COBRA rules, there can be no gap between when active coverage ends and COBRA coverage starts. Therefore, whether for yourself or a dependent, the qualifying event date...

Does COBRA cover all my health benefits? What is the difference between City and Welfare Fund COBRA?

COBRA is the federal law that enables you to purchase continuation of coverage when you lose eligibility for health coverage. Most UFT members have health coverage from two separate sources: the New York City Health Plan for medical/hospital benefits...