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Your pension options

Learn about your pension benefit distribution options.

Fixing Tier 6

Get answers to all your questions about the Tier 6 New York State pension tier and why the UFT is fighting so hard to "fix" it.

Members ‘Make It Visible’

The UFT in December launched its “6” Days campaign to “Fix Tier 6 in ’26.” Members across the city are making the issue visible, making it human and making it loud, with educators set to head to Albany on March 8 to rally and lobby state lawmakers to...

“6” days campaign Day of Action

UFT members have made it “visible,” made it “human,” and made it “loud” when it comes to advocating for the need to “Fix Tier 6.”  Members are pushing state lawmakers to fix Tier 6 of the state’s pension system by lowering the retirement age for Tier 6 members to age 55 after 30 years of service. Every month on the 6th, from January to March, members have participated in a coordinated action in support of fixing Tier 6, culminating with the Fix Tier 6 rally in Albany on March 8.

Your retirement timeline

Whether you are a new member, in mid-career or close to retirement, here are steps you can take to learn about your pension benefits and stay on track as you progress down the road to a financially secure retirement.

Fix Tier 6 in ’26

We launched our “6” days campaign on Dec. 6. On the sixth of every month, schools will participate in coordinated actions to educate members about the need to fix Tier 6 of the pension system, build visibility and show collective strength.

Make it 55!

UFT members came together in every borough on the union’s Day of Action on May 6 to demand improvements to Tier 6 of the state pension system.
In Manhattan, Brooklyn and Queens, members took part in simultaneous after-school rallies, while members on...

Retirement fund loans

One of the many benefits provided by the Teachers’ Retirement System (TRS) and the Board of Education Retirement System (BERS) is the ability to borrow against your Qualified Pension Plan and your Tax-Deferred Annuity (TDA) savings.

TRS honors Mel Aaronson

The new Teachers’ Retirement System’s Member Education Center has been named after Mel Aaronson, a retired UFT treasurer who served for 35 years on the TRS Board of Trustees, including four as board chair.

Fix Tier 6 Day of Action

UFT members citywide participated in the union's May 6 Day of Action to turn the heat up on state lawmakers to fix Tier 6 of the pension system. Members in Brooklyn, Queens and Manhattan held simultaneous rallies; Bronx members passed out leaflets at three major transit hubs; and  Staten Island members held in-school actions. Their top demand:  Allow public school educators to retire with an unreduced pension at age 55 with 30 years of service.