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Supplemental Health Insurance Program (SHIP)

Irene Lospenuso
Irene Lospenuso, Director 52 Broadway, 17th Floor New York, NY 10004 212-228-9060

Until further notice the SHIP office will answer calls from 10 a.m. - 6 p.m.

The Supplemental Health Insurance Program (SHIP) is a unique package of benefits developed by the Retired Teachers Chapter of the United Federation of Teachers (UFT-RTC) exclusively for its members. It provides a supplement to coverage available through city's regular health insurance providers and is activated only after those providers have paid their benefits.

SHIP is a low-cost program to coordinate with most health plans available to retirees of New York City systems. For a modest yearly fee, SHIP will supplement certain payments provided by your New York City health coverage up to a maximum lifetime benefit of $100,000/$10,000 for pre-existing conditions.

SHIP does not require a medical examination for enrollment.

SHIP is separate from your health plan and welfare fund and therefore must be notified of any changes (i.e., death, divorce, marriage). 

Helpful links

1. SHIP booklet [effective Jan. 2012]

2. SHIP benefits [effective Jan. 2018]

3. SHIP claim form [effective Jan. 2018]: You may use old SHIP forms if you have them. Please read the updated instruction page before filling in claim form.

4. How to file a SHIP claim form

Notice to all Medicare eligible SHIP members

HIPAA Privacy Act form

SHIP premium notices for those not on automatic deduction