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Required minimum distribution starting age rises to 73 in 2023

Retired Teachers Chapter News

The SECURE Act 2.0 has raised the age at which individuals must begin taking required minimum distributions (RMDs) from their retirement account to 73, beginning in January 2023.

  • The RMD age has increased to 73 for people who turn age 72 after 2022 and age 73 before 2033.
  • For people who turn age 74 after 2032, the RMD age now is 75.

Prior to the SECURE Act 1.0, the RMD age was 70 1⁄2. The SECURE 1.0 Act in 2019 increased the RMD age to 72 (for people born on or after July 1, 1949).

Read the UFT's FAQ on RMDs.